To combat the rise of fraud and online crime affecting older people, Age UK has launched a brand new fraud prevention and victim support pilot programme in partnership with Action Fraud and funded by City Bridge Trust, the City of London Corporation’s charitable funder.
The programme aims to support older victims, and raise awareness of scams more widely to help empower older people to feel more confident at spotting and avoiding scams. Running over a 12-month period across six London boroughs, the programme includes three core elements:
Although anyone can become a victim of fraud, Age UK and Action Fraud are warning that older people – particularly those who live alone or with cognitive impairment – are at greater risk of falling victim. Financial losses are common, but being a victim of fraud can also seriously affect people’s quality of life and wellbeing. Many older people experience a deep sense of shame, embarrassment, depression, social isolation and a decline in physical health, with some even losing their independence.
Research for Age UK found that around two-fifths of older people across the UK – around five million in total – who believe they have been targeted by fraudsters didn’t report it to an official channel. Over a third (36%) only confided in friends and family, and more than a fifth (22%) admitted they didn’t tell anyone at all because they felt too embarrassed. Of those who did officially report it, however, the vast majority reported having a positive experience.
To help raise awareness of scams among older people and how to avoid them, Age UK and Action Fraud have produced a new video with broadcast journalist and presenter, Sir Martyn Lewis. The video, which is being released online to coincide with the launch of the new programme, focuses on identifying and stopping doorstep scams such as rogue traders. It also outlines five simple steps which can be applied to a range of common fraud affecting older people, including postal fraud (e.g. lotteries and prize draws), pensions and investment fraud, cold calls, and email and online dating fraud.
Pauline Smith, Head of Action Fraud, said: "Action Fraud reports show that those over the age of 65 are often targeted by fraudsters and that the consequences of being defrauded for older people are often harsh and long-lasting.
"Fraudsters use cruel tactics to defraud their victims with no regard to their age or circumstance and they will often seek out those most vulnerable in society. These criminals do not think about their victim’s financial and social wellbeing and they will often leave them with nothing.
"The video released by Action Fraud and Age UK helps to highlight the problem of doorstep fraudsters and how to protect yourself."
John Edwards, Head of Service Delivery at Age UK, said: "Scams can have a devastating emotional and financial impact on older people. Everyone has the right to feel comfortable, safe and secure at home, yet there are an increasing number of sophisticated scams designed to cheat people of their money, empty their bank account or steal their identity.
"We are very excited about this new pilot programme which we hope will not only raise awareness of scams but empower older Londoners to feel safer, more secure and confident, and ultimately reduce the numbers of older people becoming victims of fraud.
"We would urge people to be vigilant and remember, if there is any doubt about the authenticity of an offer or piece of correspondence, do not respond and report it to the authorities immediately."
Alison Gowman, Chairman of the City of London Corporation’s City Bridge Trust committee, said: "Fraud, especially cyber fraud, is an escalating problem and older people are often the victims.
"We must do all we can to stop some of the most vulnerable members of society being targeted by scammers and losing hard earned savings. We hope this new project will also allow us to really clamp down on the amount of cyber scams older people are falling victim to.
"City Bridge Trust is committed to tackling disadvantage across the capital and making London a fairer and better place to live."